highlander Posted August 14, 2017 Report Share Posted August 14, 2017 * Can a driver race without health insurance? * 1.3.4. is gray to me. The MUST HAVE part. * If you must have, do they check? *What exposure is placed on a car owner if a driver is without personal health insurance? Quote Link to comment Share on other sites More sharing options...
notbob Posted August 14, 2017 Report Share Posted August 14, 2017 (edited) A lot of insurance policies will not cover sports related deaths or injuries, such as racing, sky diving, etc... Luckily mine does. They do not check insurance... As a car owner, I couldn't care less whether you have insurance or not... As a renter, before you get in my car, you sign a lengthy rental contract, most of the length re-enforcing that you are racing, you could die, you could be killed because of your own actions or others, etc... and that you and your relatives release me from anything. This was drawn and reviewed yearly by a personal injury lawyer that has personally won multi millions of dollars in several cases successfully suing Bombardier (ski/sea doo), so I am pretty confident in it. Additionally you are renting from my LLC which has 1 asset... the car. Also, you sign a waiver when entering the track. Technically, that waiver not only covers the track, it also covers the drivers, car owners, etc... as it basically states you might die and you know it. Racing is a dangerous sport. While overall history in CCWS and others is good, it doesn't mean that at any time something, your fault or not, may go wrong. Hope this helps some... Be safe, have fun! Edited August 15, 2017 by notbob Quote Link to comment Share on other sites More sharing options...
enginerd Posted August 14, 2017 Report Share Posted August 14, 2017 2 hours ago, notbob said: As a car owner, I could care less whether you have insurance or not... The language in the rest of your post indicates that you actually couldn't care less because their insurance status won't affect you. Sorry, pet peeve. 2 Quote Link to comment Share on other sites More sharing options...
notbob Posted August 15, 2017 Report Share Posted August 15, 2017 23 hours ago, enginerd said: The language in the rest of your post indicates that you actually couldn't care less because their insurance status won't affect you. Sorry, pet peeve. Fixed... lol 1 Quote Link to comment Share on other sites More sharing options...
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